Privacy Policy

Effective Date: March 27, 2026

At Valour Point Holdings, we are committed to protecting your privacy and ensuring that your personal data is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, and safeguard your information when you visit our website www.valourpointholdings.com.

1. INFORMATION WE COLLECT

We may collect and process the following types of information:

Identity Data: Name, title, and job position.
Contact Data: Email address, phone number, and mailing address.
Technical Data: IP address, browser type, time zone setting, and operating system.
Usage Data: Information about how you use our website and services.

2. HOW WE COLLECT YOUR DATA

We use different methods to collect data from and about you, including:

Direct Interaction: You may give us your data by filling out forms on our site or by corresponding with us by post, phone, or email.
Automated Technologies: As you interact with our website, we may automatically collect Technical Data about your equipment and browsing patterns via cookies and server logs.

3. HOW WE USE YOUR INFORMATION

ValourPoint Holdings uses your data for the following purposes:

To provide information regarding our investment portfolios and subsidiary services.
To respond to inquiries or support requests.
To improve our website functionality and user experience.
To comply with legal or regulatory obligations in the Federal Republic of Nigeria.

4. DATA DISCLOSURE

We do not sell your personal data. We may share your information with:

Internal Subsidiaries: Members of the ValourPoint Holdings group (e.g., LoanIQ, Aventra) for administrative purposes.
Service Providers: Third-party vendors who provide IT, system administration, or professional advisory services.
Legal Authorities: When required by law or to protect our legal rights.

5. DATA SECURITY

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorised way. Access to your personal data is limited to employees and partners who have a business "need to know.“

6. DATA RETENTION

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

7. YOUR LEGAL RIGHTS

Under the Nigeria Data Protection Regulation (NDPR) and other applicable laws, you have the right to:

Request access to your personal data.
Request correction of inaccurate data.
Request erasure of your personal data.
Object to processing of your data.
Withdraw consent at any time where we are relying on consent to process your data.

8. COOKIES

You can set your browser to refuse all or some browser cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.

9. THIRD-PARTY LINKS

This website may include links to third-party websites. Clicking on those links may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements.