Terms and Conditions

Last Updated: March 27, 2026

Welcome to www.valourpointholdings.com (the ”Website"). These Terms and Conditions ("Terms”) govern your use of the Website and the services provided by ValourPoint Holdings ("we," "us,“ or “our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please refrain from using the website.

1. ABOUT VALOUR POINT HOLDINGS

ValourPoint Holdings is a diversified investment group headquartered at No 5A, Esugbayi Street, Ikeja GRA, Lagos, Nigeria. We specialise in wealth management, strategic investments, and the growth of subsidiary companies across sectors, including finance, technology, and real estate.

2. USE OF THE WEBSITE

Eligibility: You must be at least 18 years of age to use this website.
License: We grant you a limited, non-transferable, and revocable license to access the website for personal or internal business information purposes.
Prohibited Conduct: You agree not to use the website for any unlawful purpose, to transmit malware, or to interfere with the website&ldquos security or performance.

3. NO INVESTMENT ADVICE

The content provided on this Website is for informational purposes only. Nothing on this website constitutes professional financial, investment, or legal advice. While ValourPoint Holdings strives to provide accurate information regarding its portfolio and market insights, you should consult with a qualified professional before making any investment decisions.

4. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, and software, is the property of ValourPoint Holdings or its content suppliers and is protected by Nigerian and international copyright and trademark laws. Unauthorised use of our brand name or logo is strictly prohibited.

5. SUBSIDIARY SERVICES

Our website may reference subsidiary companies (e.g., LoanIQ, Aventra, VestQ). Please note that these subsidiaries may have their own specific terms of service and privacy policies. Your engagement with any subsidiary is governed by their respective agreements.

6. LIMITATION OF LIABILITY

To the maximum extent permitted by law, ValourPoint Holdings shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the website. This includes, but is not limited to, loss of profits, data, or business opportunities.

7. DISCLAIMER OF WARRANTIES

The website is provided on an &ldquoas is&ldquo and &ldquoas available“ basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the website or its content.

8. EXTERNAL LINKS

Our website may contain links to third-party websites. ValourPoint Holdings does not endorse and is not responsible for the content, privacy policies, or practices of any third-party sites.

9. PRIVACY POLICY

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

10. GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Lagos, Nigeria.

11. AMENDMENTS

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the website following any changes constitutes your acceptance of the new Terms.