1. About ValourPoint Holdings Company Limited

ValourPoint Holdings Company Limited is a diversified investment group headquartered at No 5A, Esugbayi Street, Ikeja GRA, Lagos, Nigeria. We specialise in wealth management, strategic investments, and the management and development of subsidiary companies across sectors, including finance, technology, and real estate.

2. Use of the Website

This Website is intended for use by individuals and organisations seeking general information about ValourPoint Holdings Company Limited and its group entities. It is not directed at retail consumers or the general public as investment clients.

Licence. We grant you a limited, non-exclusive, non-transferable, and revocable licence to access the Website for personal or internal business information purposes only. This licence does not extend to any commercial use, redistribution, or reproduction of Website content without our prior written consent.

Prohibited Conduct. You agree not to use the Website for any unlawful purpose; to transmit malware, viruses, or other harmful code; to interfere with the Website's security, integrity, or performance; to scrape, crawl, or use automated means to access or extract content from the Website; to impersonate any person or entity; or to misrepresent your affiliation with any person or organisation.

3. No Investment Advice

The content provided on this Website is for informational purposes only. Nothing on this Website constitutes professional financial, investment, legal, or regulatory advice, and nothing herein should be relied upon as such. You should seek independent professional advice before making any financial or investment decisions. ValourPoint Holdings Company Limited accepts no liability for any action taken or not taken in reliance on information contained on this Website.

4. Intellectual Property

All content on this Website, including text, graphics, logos, and software, is the property of ValourPoint Holdings Company Limited or its content suppliers and is protected under Nigerian and international copyright and trademark laws. Unauthorised use of our brand name, logo, or any other intellectual property is strictly prohibited. To request permission for any use of our intellectual property, please contact us at info@valourpoint.com.

5. Subsidiary Services

This Website may reference subsidiary companies within the ValourPoint group. References to these entities are for informational purposes only. Each subsidiary operates independently under its own terms of service and privacy policies. ValourPoint Holdings Company Limited is not responsible for the products, services, content, conduct, or practices of any subsidiary entity, and your engagement with any subsidiary is governed solely by that subsidiary's own agreements.

6. Limitation of Liability

To the maximum extent permitted by applicable law, ValourPoint Holdings Company Limited shall not be liable, whether in contract, tort, or otherwise, for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of or inability to use the Website. This includes, without limitation, loss of profits, loss of data, loss of business opportunities, and any damages arising from reliance on content contained on this Website. This limitation applies to both direct claims by you and any third-party claims arising from your use of the Website.

7. Disclaimer of Warranties

The Website is provided on an “as is” and “as available” basis without any representations or warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, reliability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We reserve the right to suspend, modify, or permanently discontinue the Website or any part of it at any time and without notice or liability.

8. External Links

The Website may contain links to third-party websites. ValourPoint Holdings Company Limited neither endorses nor accepts responsibility for the content, privacy policies, or practices of any third-party sites. The inclusion of any link does not imply a commercial relationship, partnership, or affiliation with the linked site. We encourage you to review the terms and privacy policies of any third-party websites you visit.

9. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy, which sets out how we collect, use, store, and protect your personal information. ValourPoint Holdings Company Limited is committed to compliance with the Nigeria Data Protection Act 2023 (NDPA) and all applicable data protection regulations. By using the Website, you acknowledge and agree to the terms of our Privacy Policy.

10. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the Federal High Court or the High Court of Lagos State, Nigeria.

11. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable under applicable law, such provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable. If modification is not possible, the relevant provision shall be severed from these Terms. The validity and enforceability of the remaining provisions shall not be affected.

12. Website Availability and Force Majeure

ValourPoint Holdings Company Limited does not guarantee the continuous availability of the Website and shall not be liable for any failure to provide access to, or any interruption or suspension of, the Website arising from circumstances beyond our reasonable control, including but not limited to technical failures, cyberattacks, internet outages, acts of God, or regulatory requirements. We reserve the right to modify, suspend, or discontinue the Website, in whole or in part, at any time without prior notice.

13. Changes to These Terms

We may update these Terms from time to time. Where changes are material, we will endeavour to provide reasonable notice on the Website. Your continued use of the Website following any update constitutes your acceptance of the revised Terms. You are encouraged to review these Terms periodically.

14. Contact

For questions about these Terms or to request permission for any use of our intellectual property, please contact: